First Home Buyers

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If you’re searching for a home loan to purchase your first home and finally become a homeowner, Archangel Lending is here to help. We’ve assisted many first-time buyers in entering the property market and moving into their dream homes.

We handle the entire process for you, and the best part? Our fee is paid by the lender—meaning no cost to you!

Navigating mortgages and interest rates can feel overwhelming, but with our expert guidance, you don’t need to worry. We provide ongoing support to help you find the right mortgage to purchase your first home!

SUPPORT FOR FIRST HOME BUYERS

The Australian government offers various assistance programs to help first-time home buyers across different states and territories.

If you’re planning to buy your first home in NSW, you may qualify for the First Home Owner Grant (FHOG). This government initiative provides $10,000 towards buying or building a new home valued up to $600,000. You can use the grant towards your deposit or to cover costs such as lender’s mortgage insurance, making it easier to secure your home loan.

Additionally, full or partial stamp duty exemptions may be available if your home’s value is below $1,000,000. To qualify, applicants must be over 18 years old and meet certain other requirements.

APPLYING FOR YOUR FIRST MORTGAGE

Finding the right lender can be a complex process that involves more than just comparing interest rates and reputation. This is where mortgage brokers become invaluable. Brokers assist first-time homebuyers by conducting thorough research, taking into account your unique circumstances, and helping you find the right lender and mortgage to suit your goals and financial situation.

Here’s what to expect when you partner with Archangel Lending:

Initial Meeting – We’ll sit down with you to discuss your needs, from the type of home you want to buy, to your preferred loan amount, and your long-term financial objectives. This helps us narrow down the best loan options for you.
Finding the Right Loan – We conduct comprehensive research on various home loan options and lender policies, presenting you with tailored solutions. Our team carefully guides you through these options, ensuring you have the knowledge to make the right decision.
Applying for the Loan – Once we’ve identified the right loan, we’ll assist with the application process, including securing pre-approval for your home loan.
Loan Approval and Settlement – We’ll continue to guide you through the settlement process, working closely with your conveyancer or solicitor to ensure everything runs smoothly.
Post-Settlement Support – Our relationship doesn’t end with settlement. We’re here for the long term, helping you ensure your loan remains competitive and assisting you in reducing your debt as quickly as possible. We also offer guidance on other financial products, including car loans and future investment loans.

Why Work with Archangel Lending?

Working with us means you can secure your first home faster! The Archangel Lending team is here to help first-time buyers find the right mortgage—one that aligns with their financial goals.

We are a fully licensed team with strong relationships with 21 lenders and access to over 2,000 loan options. You can trust our hands-on experience to simplify your mortgage search and make navigating the home loan market easier than ever.

With Archangel Lending, you’ll receive:

Expert guidance and support at every stage of the process
A dedicated team that handles the loan application process for you
Friendly, experienced brokers with years of industry knowledge
Personalised mortgage solutions tailored to your financial needs
Insider insights into the home loan market

If you’re looking to buy your first home but feel overwhelmed by the mortgage process or finding the right lender, we’re here to help.

You don’t have to navigate this journey alone. Let the Archangel Lending team be in your corner as you take this exciting step toward homeownership.